Insurance, meet innovation.

When your consumers change, your business changes. And when your consumers go digital – get there faster.

Customers are more digitally native than ever. Insurance should be too.

Get ready to expand to new distribution channels, create seamless omni-channel customer journeys, and quickly launch any insurance proposition with our cloud-native, no-or-low-code insurance solutions. We’re here to put the transformation into digital transformation.


Leading insurers and digital platforms around the globe have partnered with us. You should too.

Insurers, MGAs & Brokers
Digital Platforms & Ecosystems

Whatever your insurance business model is – we’ve got you covered.

Digital embedded insurance
Integrate your insurance products directly into other non-insurance platforms or services. It’s relevant, it’s upfront, and it’s uncomplicated – just the way insurance should be.
Direct-to-customer marketplaces
A one-stop, digitally powered application – either directly to your customers, or through insurance marketplaces & aggregators.
Lifestyle & usage-based insurance
It’s insurance – just far more fun and accessible. Offer the new generation of customers an affordable lifestyle-related value proposition that makes insurance more fun than ever.
Affinity
Whether it’s to consumers, or to employees, we empower digital partners and insurers to create highly customized, white-label insurance without limits.
Omni-channel bancassurance + agent journeys
Equip your agents, brokers and bank partners with purpose-driven digital tools and data-driven sales journeys, and watch conversion rates skyrocket.
Traditional offline channels
If it’s not broken, optimise it. We’ll take your current offline channels – agents, brokers, and banks – and make them more efficient with our digital-first approach.

We serve every industry - and we really mean it.

Our technology and APIs connect seamlessly with any industry and ecosystem, and power any insurance value proposition.

Traditional Insurers

Traditional Insurers
Accelerate your digital transformation and bring your business to a new, tech-powered level.

Digital Insurers

Digital Insurers
Become a market leader with our proven solutions as your tech backbone, enabling you to focus on growing your customer/partner base.

MGAs & Brokers

MGAs & Brokers
Deliver what customers actually need: innovative products, digital-driven user experience and first-class service quality.

eCommerce & Retail

eCommerce & Retail
We help you embed the protection your customers need – like an extended warranty or a delivery guarantee.

Travel & Events

Travel & Events
Ensure travellers get the peace of mind they need - giving even more protection from extreme weather events with parametric insurance.

Payment & Wallet

Payment & Wallet
Increase service value and monetize that rich payment transactional data into more meaningful insurance for your customers.

Mobility & Automotive

Mobility & Automotive
On-demand transport is on the rise. Leverage the opportunity to entrench some really disruptive insurance solutions into those ecosystems.

Banking & Fintech

Banking & Fintech
Regardless the type of financial institution you are. We put the ‘assurance’ in bancassurance, to truly empower your service offerings.

Gig Economy & Freelancers

Gig Economy & Freelancers
Insurance for this new employment segment is emerging. We enable your platform to create tailored insurance for this new workforce.

Shipping & Logistics

Shipping & Logistics
Moving products from A to Z requires trust, and a lot of it. We’re here to help weave in protection – such as shipping insurance.

Real Estate & Rental

Real Estate & Rental
PropTech, home sharing, short-term business rental, or real-estate agency, we’ve got you covered, so you can cover your customers.

SaaS Platforms

SaaS Platforms
Add more value into your value proposition by seamlessly embedding insurance for your clients and earn adjacent income streams.

Our purpose-driven solutions, designed for everyone.

Be it life, health, or P&C, we are proud to offer the first truly cloud-native digital core and distribution systems for any insurance business model. Whether you’re fully digital, digitally enabled, or just starting your digital transformation journey, we’re ready to shape a solution that fits your business like a glove. It’s end-to-end, from start to finish.

Graphene

An enterprise-grade, digital-first, end-to-end core system for insurers that power both digital and traditional business models across the value chain and product spectrum. It’s flexible, and product agnostic.

Nano

A SaaS platform based off a subset of Graphene for insurers to adopt as an adjacent or middle layer on top of legacy system, powering rapid go-to-market for innovative digital insurance products.

Fusion

A SaaS insurance system for any company looking to seamlessly embed insurance into its products and services, and fully own the customer touchpoint, data and experience.


Don’t just take our word for it. Here’s what our customers think.

We are very excited to collaborate with ZA, the most successful Insurtech company in the world. We are very confident in this cooperation with ZA and believe digital transformation will set us in a strong position to achieve more successes in the Japanese market.
Satoshi Iitoyo
Director, Senior Managing Executive Officer at Sompo Japan
Our agreement with ZA Tech is a significant step forward in enhancing our ability to connect with our existing and new partners, enabling us to build compelling new digital solutions faster, and create innovative ways of attracting new customers.
Mark Saunders
Former Group Chief Strategy and Corporate Development Officer at AIA Group
Our mission is to bring relevant and affordable financial services to Southeast Asia. Through this partnership [with ZA Tech], we hope to provide our users, driver-partners and merchants with relevant and affordable insurance protection from life’s uncertainties.
Reuben Lai
Head of Grab Financial
ZA has an impressive track record when it comes to insurtech that modularises insurance. Such tech capability enhances Income’s agility when developing insurance offerings to meet customers’ changing needs. We can now test-bed digital innovation via ZA’s technology platform.
Peter Tay
Chief Digital Officer at NTUC Income
We are excited about this milestone partnership with ZA Tech, as this is the first time that a travel player will be rolling out a full suite of travel-related insurance on a multi-market level. With this, we can further simplify customers’ travel journey.
C S Soong
Vice President of Corporate Development at Klook
We chose to embark on the next step in this digital journey with ZA Tech, one of the most notable insurtech companies in Asia. Technology can help us improve face-to-face interactions to create a more seamless experience.
Sara Lamsam
CEO of Muang Thai Life Assurance
We are very excited to collaborate with ZA, the most successful Insurtech company in the world. We are very confident in this cooperation with ZA and believe digital transformation will set us in a strong position to achieve more successes in the Japanese market.
Satoshi Iitoyo
Director, Senior Managing Executive Officer at Sompo Japan
Our agreement with ZA Tech is a significant step forward in enhancing our ability to connect with our existing and new partners, enabling us to build compelling new digital solutions faster, and create innovative ways of attracting new customers.
Mark Saunders
Former Group Chief Strategy and Corporate Development Officer at AIA Group